Software Engineer II, Originations | Credit Acceptance | Remote | $12T (Employer Est.)

Launch Your Software Engineer II, Originations Career with Credit Acceptance in Remote!

Ready to elevate your career in Remote? Credit Acceptance is seeking a passionate Software Engineer II, Originations to join our innovative team in this vibrant tech hub. This full-time role offers $12t (employer est.), exceptional benefits, and the chance to work on cutting-edge technology projects that shape the future of the industry. Whether you’re a seasoned Software Engineer II, Originations or an ambitious professional eager to grow, this is your opportunity to make a real impact.

Imagine yourself at Credit Acceptance, a leader in innovation and sustainability, where your skills as a Software Engineer II, Originations will drive high-impact solutions. With $12T (Employer Est.), top-tier perks, and a collaborative environment, this role is designed for those who thrive on challenges and want to advance their career in Remote. Apply now to secure your spot!

About Credit Acceptance: Innovate with Purpose

At Credit Acceptance, we’re more than just a company—we’re a global force committed to excellence, sustainability, and transformative technology. As a Software Engineer II, Originations, you’ll be at the forefront of groundbreaking initiatives, working with state-of-the-art tools and collaborating with industry experts. Our mission is to improve lives through innovation, and we need talented professionals like you to make it happen.

Why choose Credit Acceptance? Because we offer a workplace where your ideas matter, your growth is prioritized, and your contributions shape the future. From Remote, you’ll join a team that values diversity, creativity, and excellence. Curious about what’s in store? Keep reading to discover why this Software Engineer II, Originations role is your next big career move.

📍 Why Remote? A Perfect Blend of Work and Life

Remote isn’t just a job location—it’s a lifestyle destination. Known for its thriving tech community, stunning scenery, and unbeatable quality of life, this region is a magnet for professionals seeking career growth and personal fulfillment. As a Software Engineer II, Originations at Credit Acceptance, you’ll enjoy a workplace that balances productivity with well-being.

From modern office spaces to hybrid work options, Remote offers flexibility that suits your needs. The area boasts a rich cultural scene, excellent schools, and endless recreational opportunities—perfect for professionals and families alike. Relocating? You’ll find a welcoming community ready to support your transition. Learn more about Remote and see why it’s the ideal place to advance your Software Engineer II, Originations career.

• ✔ Thriving tech hub with endless collaboration opportunities
• ✔ Scenic beauty and a balanced lifestyle
• ✔ Flexible work options to fit your schedule

Job Description: What This Software Engineer II, Originations Role Entails

Explore the core of this Software Engineer II, Originations position at Credit Acceptance, reimagined to give you a fresh perspective on what’s involved:

Our world-class spirit is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company

A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally

As a Software Engineer II, Originations, you’ll our engineering and analytics team members utilize the latest technology to innovate, monitor, and maintain nuanced practices that help optimize our success.

At Credit Acceptance, our team members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy engage life balance.

We build intrinsic value by partnering with all functions of our company to facilitate their success and make strategic company decisions

At Credit Acceptance, we focus on professional development and continuous improvement while enjoying a casual align environment and great place to work identity.

Outcomes and Activities:

This position will engage from home; occasional planned travel to an assigned Southfield, Michigan office location may be required

As a Software Engineer II, Originations, you’ll however, this position is permitted to partner at a southfield, michigan office location if requested by the associates member.

At Credit Acceptance, design and construct software and refine existing code.

Write unit-tests and validate your software against acceptance criteria

At Credit Acceptance, apply staff coding, documenting and testing standards.

Conduct impact analysis to proactively identify impact of a change within an application

At Credit Acceptance, participate in code reviews and communicate application changes.

Document code and projects so others can easily understand, maintain and aid

Debug the problems which arise in production and propose effective solutions

Read and write formulation documents

At Credit Acceptance, learn the organization process domain to better promote the organization.

Contribute to group's sprint commitments and actively participate in our Agile practices

Contribute to continuous learning activities to upgrade structuring and code quality as well as to increase application domain knowledge

As a Software Engineer II, Originations, you’ll guide and aid less experienced software engineers.

At Credit Acceptance, competencies: the following items detail how you will be successful in this role.

Customer Empathy: Customer Empathy is the ability to understand the perspectives, pain points, and experiences of customers

At Credit Acceptance, it involves actively putting oneself in the customer’s shoes, comprehending their needs and challenges, and using that understanding to provide a better, more customer-centric practice.

Engineering Excellence: Engineering Excellence is about bringing great craftsmanship and thought driveership to supply an outstanding product that delights customers and solves for the firm

This involves the pursuit and achievement of high standards, best practices, innovation, and superior solutions

As a Software Engineer II, Originations, you’ll one team: a one team mindset refers to a collaborative approach across the organization, where individuals collaborate together seamlessly, without boundaries, as a single, cohesive colleagues.

At Credit Acceptance, shared goals, open discussion and mutual facilitate create a sense of collective purpose.

This enables teams to navigate challenges and pursue shared objectives more effectively

At Credit Acceptance, owner’s mindset: owner’s mindset involves adopting a set of behaviors that reflect a sense of responsibility, accountability, strategic thinking, and a proactive approach to managing your domain.

As an owner, you understand the venture and your domain(s) deeply and solve for the right outcome for the domain(s) and the venture

Requirements:

As a Software Engineer II, Originations, you’ll bachelor’s degree in computer science, information systems, or closely related field of study; or equivalent engage exposure.

At Credit Acceptance, minimum 2 years of software engineering practice or comparable depth of practice.

Use of one or more object-oriented programming languages and development patterns

Practical practice in Software Development Life Cycle (SDLC) including Agile/SCRUM and Waterfall

Willingness to participate in an on-call rotation

At Credit Acceptance, preferred:.

As a Software Engineer II, Originations, you’ll advanced understanding of ides and have the ability to navigate through them quickly.

At Credit Acceptance, in-depth understanding of application programming interfaces (api) and frameworks in their particular field: json, rest/soap based web services, junit, jenkins and bitbucket preferred.

Experience in API security, analytics, throttling, caching, logging, request and response modifications

Experience in creating REST API documentation using Swagger or similar tools desirable

Ability to use DDL to create database objects and relationships and construct advanced queries

At Credit Acceptance, financial services industry expertise.

As a Software Engineer II, Originations, you’ll knowledge and skills:.

At Credit Acceptance, show initiative and offer assistance when needed.

Be introspective and open to feedback to continuously refine

As a Software Engineer II, Originations, you’ll prioritize personal development and identify potential barriers.

Be collaborative with other associates members, seeking a diversity of thought to meet company outcomes

At Credit Acceptance, ability to communicate detailed technical information (both verbal and written) to all levels, including senior championership.

Target Compensation : A competitive base salary range from $105,602 - $176,004

At Credit Acceptance, this position is eligible for an annual variable cash bonus, between 7.5 - 15%.

Final compensation within the range is influenced by many factors including role-specific expertise, depth and expertise level, industry background, relevant education and certifications

At Credit Acceptance, candidates who reside in the following major metropolitan areas may be eligible for a premium on top of the posted range based on their specific zone: san francisco, seattle, boston, new york city, los angeles and san diego.

INDENGLP

At Credit Acceptance, #zip.

#LI-Remote

At Credit Acceptance, benefits.

Excellent provisions package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard provisions that make us a Great Place to Work

At Credit Acceptance, our company values:.

To be successful in this role, Team Members need to be:

Positive by maintaining resiliency and focusing on solutions

Respectful by collaborating and actively listening

At Credit Acceptance, insightful by cultivating innovation, accumulating firm and role specific knowledge, demonstrating self-awareness and making quality decisions.

Direct by effectively communicating and conveying courage

As a Software Engineer II, Originations, you’ll earnest by taking accountability, applying feedback and effectively planning and priority setting.

Expectations:

At Credit Acceptance, remain compliant with our policies processes and legal guidelines.

All other duties as assigned

At Credit Acceptance, attendance as required by department.

Advice

We understand that your career search may look different than others

Our hiring unit wants to make sure that this would be a fit not just for us, but for you long term

At Credit Acceptance, if you are actively looking or starting to explore new opportunities, send us your application.

As a Software Engineer II, Originations, you’ll p.s .

At Credit Acceptance, we have great details around our stats, success, history and more.

We’re proud of our atmosphere and are happy to share why – let’s talk

As a Software Engineer II, Originations, you’ll required degrees must have been earned at institutions of higher education which are accredited by the council for higher education accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and collaborative working environment for all

At Credit Acceptance, as part of our culture of compliance, we are proud to be an equal opportunity employer and value our culturally diverse workforce.

As a Software Engineer II, Originations, you’ll all qualified applicants will receive consideration for employment regardless of the person’s age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.

• ✔ At Credit Acceptance, excellent offerings package that includes 401(k) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard offerings that make us a great place to work
• ✔ Positive by maintaining resiliency and focusing on solutions
• ✔ Respectful by collaborating and actively listening
• ✔ Insightful by cultivating innovation, accumulating firm and role specific knowledge, demonstrating self-awareness and making quality decisions
• ✔ Direct by effectively communicating and conveying courage
• ✔ Earnest by taking accountability, applying feedback and effectively planning and priority setting
• ✔ Remain compliant with our policies processes and legal guidelines
• ✔ All other duties as assigned
• ✔ At Credit Acceptance, attendance as required by department

Your Role: Drive Impact as a Software Engineer II, Originations

What does it mean to be a Software Engineer II, Originations at Credit Acceptance? It’s about taking ownership, solving real-world problems, and delivering results that matter. This role is perfect for those who love a challenge and want to see their work make a difference. Here’s what you’ll be doing:

• ✔ Design and execute innovative projects that set industry benchmarks
• ✔ Analyze data to uncover insights that drive strategic decisions
• ✔ Collaborate with diverse teams to deliver top-quality solutions
• ✔ Stay ahead with the latest trends and technologies in your field
• ✔ Present ideas and results to stakeholders, shaping company direction
• ✔ Optimize processes for efficiency and excellence
• ✔ Mentor peers, fostering a culture of growth and innovation

Your work as a Software Engineer II, Originations will directly contribute to Credit Acceptance’s success. From spearheading key initiatives to refining systems, you’ll have the autonomy to innovate and the resources to succeed. This role offers a platform to showcase your expertise and grow your career in Remote. Ready to dive in? Apply today and start making an impact!

Qualifications & Skills: What You’ll Bring

We’re searching for a Software Engineer II, Originations who’s ready to hit the ground running. Here’s what we expect from you to excel in this role:

• ✔ Strong analytical skills
• ✔ Proficiency in relevant tools
• ✔ Excellent communication

We value more than just skills—we want someone with curiosity, adaptability, and a passion for collaboration. If you’re eager to learn, propose bold ideas, and grow with Credit Acceptance, this Software Engineer II, Originations role in Remote is for you. Show us what you’ve got—apply now!

Why Join Credit Acceptance? Perks That Inspire

Great talent deserves great rewards. At Credit Acceptance, we’ve crafted a benefits package to keep you motivated and supported:

• 💰 $ –$Competitive Salary—a standout package for top performers
• 🎯 Performance Bonuses to celebrate your achievements
• 🏥 Comprehensive Health Plans—medical, dental, and vision
• 📈 Retirement Savings with company matching
• 🌿 Flexible Work Options—hybrid or remote where possible
• 📚 Learning Opportunities—courses, workshops, and more
• 🏖 Generous Paid Time Off to recharge
• 🎉 Team Events for connection and fun

Our perks go beyond the basics. We offer career advancement, mentorship, and access to cutting-edge tools to fuel your growth as a Software Engineer II, Originations. In Remote, you’ll enjoy a workplace that prioritizes your well-being and success. Ready to experience it? Apply today!

Your Questions, Answered

Got questions about this Software Engineer II, Originations role? We’ve got you covered:

❓ What’s the pay like?

$ –$Competitive Salary, plus bonuses tied to your performance and company milestones. It’s a package designed to reward your skills.

❓ Can I work remotely?

Yes, depending on the role and location. We offer hybrid and remote options to fit your life in Remote.

❓ What skills matter most?

Technical prowess, teamwork, and communication are key for a Software Engineer II, Originations at Credit Acceptance. Bring these, and you’ll thrive.

Still curious? Contact us during the application process for more details. Don’t wait—apply now to get started!

Take Action: Join Credit Acceptance Today

This Software Engineer II, Originations role in Remote is your chance to shine with Credit Acceptance. We’re building a team of innovators, and we want you on board. Don’t miss out—positions fill fast, and early applicants get priority. Apply today to kickstart your journey!

How to apply? Submit your resume and a cover letter via our portal. It’s quick, easy, and the first step to a rewarding career. Act now—your future at Credit Acceptance awaits!

What Sets Credit Acceptance Apart

Credit Acceptance is more than a job—it’s a mission. We’re driven by innovation, inclusivity, and sustainability, and we’re looking for a Software Engineer II, Originations to join us in Remote.

• 🌍 Inclusive Culture: Diversity fuels our success
• 🔬 Cutting-Edge Projects: Shape the future
• 💡 Career Growth: Upskill and advance
• 🌱 Sustainability: Build a better tomorrow

Our team in Remote thrives on collaboration and creativity. Join us, and you’ll be part of a legacy of excellence and a future of possibility. Apply now to become a Software Engineer II, Originations at Credit Acceptance!

Stay Connected:

• 🔹 Credit Acceptance Careers
• 🔹 LinkedIn
• 🔹 Glassdoor

Credit Acceptance is an Equal Opportunity Employer. We welcome all qualified Software Engineer II, Originations candidates in Remote, regardless of background. Apply today—let’s innovate together!